Our mission is to find you the most suitable loan that will give you the best rates. We are not here to sell you on a particular lending tactic. We are here to show you what we would do if we were you. In order to do so, we are knowledgeable of and work with the following funding approaches:
-Equipment Leasing and Financing
-Health Care Financing
-Commercial Real Estate Financing
-Residential Real Estate Financing
-Private Money Lenders
If what you where thinking you needed is not listed, please let us know. When you work with private money there is
a little more flexibility but at the end of the day it is about the numbers making sense. You must find a way to convey to the lender that payments on the loan can be made. The better that message is conveyed, the higher the chance of approval.
Some lending approaches fund much quicker than others. If rates are your top priority we recommend allowing yourself more time to complete certain applications but if they are not, it is possible to receive funding in as little as 48 hours. The average time to receiving funds is around 2 weeks and the most lengthy process is around 2 months assuming you meet lending criteria.
There are times where a client may not qualify today but instead of a simple no, we develop a road map to put the pieces currently missing in order. Some fixes are simpler than others but even the most extreme cases with many reasons for denial can be resolved in as little as 6 months.
* On residential and commercial real estate transactions, an offer can be generated on comps or B.P.O’s, however, the lender will require an appraisal be ordered and the numbers verified before funding is released. This is industry standard and should be your only out of pocket expense upfront for such a transaction. This fee is paid to the lender, who in turn pays their preferred appraiser. We do not suggest finding your own appraiser as you will most likely have to pay for another to complete the funding process.
Please also feel welcome to visit www.headstartbizfunding.com for further information.